:root{
  --ink:#142033; --muted:#536173; --blue:#0b4f8a; --blue2:#0a6db5;
  --red:#c71920; --line:#dbe3ea; --soft:#f5f8fb; --white:#fff;
  --green:#176b3a;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.58}
a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:2px}
.top{border-bottom:1px solid var(--line);background:#fff}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
.brand{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:17px 0}
.brand strong{font-size:20px;color:var(--blue)}
.nav{display:flex;gap:14px;flex-wrap:wrap;font-size:14px}
.hero{background:linear-gradient(180deg,#f7fbff 0%,#fff 100%);border-bottom:1px solid var(--line)}
.hero .wrap{padding-top:52px;padding-bottom:46px}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue)}
h1{font-size:clamp(32px,5vw,54px);line-height:1.07;margin:10px 0 15px;max-width:900px}
h2{font-size:28px;line-height:1.18;margin:44px 0 16px}
h3{font-size:20px;margin:28px 0 10px}
.lead{font-size:20px;max-width:860px;color:#334155}
.cta{display:inline-block;background:var(--red);color:#fff;text-decoration:none;font-weight:700;padding:14px 20px;border-radius:7px;margin:8px 8px 8px 0}
.cta.secondary{background:var(--blue)}
.trust{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
.pill{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 12px;font-weight:700;font-size:14px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px}
.card{border:1px solid var(--line);border-radius:10px;padding:20px;background:#fff}
.card strong{display:block;margin-bottom:5px}
.note{border-left:4px solid var(--blue);background:var(--soft);padding:15px 18px;margin:22px 0}
.answer{border:1px solid #cce0f1;background:#f6fbff;border-radius:10px;padding:20px;margin:24px 0}
.answer h2{margin-top:0}
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:16px}
.step{border-top:4px solid var(--blue);padding:16px;background:var(--soft)}
.step:before{counter-increment:step;content:counter(step);display:inline-grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--blue);color:#fff;font-weight:700;margin-bottom:10px}
table{width:100%;border-collapse:collapse;margin:16px 0 26px}
th,td{padding:11px 10px;border:1px solid var(--line);text-align:left;vertical-align:top}
th{background:#edf4fa}
small,.small{color:var(--muted)}
.faq details{border-top:1px solid var(--line);padding:14px 0}
.faq summary{font-weight:700;cursor:pointer}
.footer{margin-top:55px;background:#112238;color:#e6edf5}
.footer a{color:#fff}
.footer .wrap{padding-top:30px;padding-bottom:35px}
.footerlinks{display:flex;gap:15px;flex-wrap:wrap}
.badge{color:var(--green);font-weight:700}
@media(max-width:700px){.brand{align-items:flex-start;flex-direction:column}.hero .wrap{padding-top:35px}.lead{font-size:18px}}